Save money and raise your old age, can you really use it in your old age? "Spend the money before dying!" Suggestions to retired people in the long-term era: not keeping property is for the

Editorial note: "If a person has to keep living, it will be a very hard thing." Worried about how he can't do anything when he gets old? Not strong? No goal? Don't be afraid! The secret to being happy when you are old is —— don’t do anything you don’t want to do from today! Japanese senior medical expert and founder of the care hospital, Nobuo Toruka, has a personal experience, and 30 imperfect life practices that can be done with your heart, teach you how to resolve the anxiety caused by money, age and health, refuse to panic, and spend every day happily in the long-term era.

When should I use my pension? That's now! Now I am already a "old man"

Looking at the male appearance around me, I noticed one thing: many people will no longer spend money once they leave the first line and lose their income after retirement. Even those who have served as ministers in large enterprises and are considered to have a certain amount of property will over-divided money and reduce spending as much as possible. They no longer move out their budget and dress up, and they will continue to repeat the sentence "Because they are all relying on the elderly's pension to live."

Surprisingly, women would not be like this. "If you have a deposit, just use it and enjoy it." I think there are many people who think this way. After aged, I have been suffering and simple, and I have always been regarded as a "virtue".

Really, in an era when food and resources are not allocated much, the deal is also a responsibility to society. But in modern Japan it is a little different. This is an era when people with savings do not spend money and the world cannot move forward well.

Compared with European and Americans, Japanese people like to save money and have savings. But why are we saving money since we were young? Is it to prepare for losing income due to illness or aging, right?

However, even now after getting old, I still don’t want to use that penny property and plan to live within the scope of annuity. I think this is a strange trend for the Japanese. I don’t want you to spend the money you don’t have, nor do I want you to use up all your accumulated assets. However, should you spend at least half of the property you have saved with hard work in your lifetime?

For example, if you are a seventy-year-old man, your average life is fifteen years now. The so-called average life means that the probability of surviving for fifteen years is one-half. Therefore, dividing half of the property held by fifteen is the amount of money you can spend every year. With the elderly annuity, just using this money fully will definitely make life full. Even if you live longer than the average life, you still have half of your property. This can also reduce anxiety in your heart.

About the popularity of Japan, Grandma Jin and Grandma Silver, who are over 100 years old, have ever happened to this. I asked what they should do about the money they made, and they said, "Save it and grow old." When they heard this answer, everyone on the scene laughed. However, I think there are many people in this world, especially men, who live in this idea. If you don’t use your deposit now, when will you have to wait for it? It's now when you use it!

Now we all live on annuity, and we can only spend this month so much money. If life and mood become tight due to unnecessary festivals, it is better to spend it openly and spend every day with a smile, right?

Don't leave any property, use up money for your children. Is the situation of the old man determined by money?

From small things every day to major decisions in life, money is indispensable as a means to handle things well. Especially when I grow old, my body will become deeper and deeper after I get older.

On the other hand, money can also become a fire species. Especially for property, most people stay wherever they can, but it can almost be said that there will be troubles in the future. So far, I have seen too many examples of this.

Recently, many people have made tax measures to replace their inheritance during their lifetime. Isn’t the reason for doing this? Isn’t it that I hope that my children can take good care of themselves as a reply when something happens?

But in reality, people's psychology is not so simple to control. Before being a child, it is first and foremost an individual. Once people buy something, they will not let go even if it is for their parents. This is the cool reality I have always seen.

Being betrayed by this faint expectation is worse than following the "Thank you and red bags" mentioned in the previous article, paying in cash every time you are cared for. The scene ends. Isn't this more enjoyable? I think this lifestyle that spends money on your property in the end can not only avoid trouble, but also maintain good relationships between yourself and your children.

The old man should prepare cash

Regarding deposits and property, I would like to pay attention to it. That is, even if you own property, you may not be able to use it as you wish. For example, if property is inactive, or belongs to a type that must be replaced by others in order to change cash, then you must pay attention. In addition, if you can't move due to injury or illness, or start to experience symptoms of cognitive impairment, you can't go to the bank or make money on the withdrawal machine by yourself. In this case, you must be mentally prepared to hand over all your property to your family.

So, what would happen if I had to stay in nursing facilities or hospitals because I was sick?

Generally speaking, if the child helps the parents choose facilities, it will probably fall to about one-third of the amount expected by the parents.. After all, parents and children feel differently about money.

From the perspective of a child, you will also worry about how much it costs to take care of your parents. On the other hand, you will also care about how much property you can keep in your hands. No matter what, if the economic dominance is transferred from the person to the family, the family may not be fully utilized by the parents. When it comes to property matters, don’t think that “you should listen to your children when you are old”, but “you should doubt your children when you are old”. This is the only way to go.

The cash on your hands is the money that can be used freely. Please remember this. Without this money, you can't get a thankful red bag. So I always keep in mind the "cashing preparations for the rest of my life". (Laughs)

First of all, there must be a safety box. As for other things, you can discuss them with the people around you.

"I want to do my own business as much as possible. I must use a lot of money to do this. Please don't have too many expectations for your property." Let's announce it to your children and family with confidence. Even so, in real life, almost everyone dies after leaving a piece of property. "It's possible to spend all the money before dying." I think the idea of this level is just right.

Book Introduction

After such days, just now: A guide to life as you wish for by a doctor, author: Otsuka Nobuo

Publisher: Gao Bao

Publication date: 2020/11/11

Author introduction: Otsuka Nobuo

Doctor. Born in Gifu Prefecture in 1942. After graduating from the Medical Department of Qingyingyi School in 1966, he entered the Psychiatric Neurology Classroom of the Medical Department of the same school in 1967 the following year. Since 1968, he has been a psychiatrist at Inota Hospital, a financial group legal person. After studying in France for two years as a French government public student, Qingmei Qingyou Hospital was opened in 1980. In 2005, the hotel opened for the booking and selling of the Leyuan Qingyou Hospital. Current Chairman of the Qing Association.